Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. There is normally an application fee of £250.00, and there will be a fee for mortgage advice. The precise amount will depend upon your circumstances, but we estimate that it will be up to 1.5% of the loan value. The overall cost for comparison is 7.0% APR. The actual rate available will depend upon your circumstances. Please ask for a personalised illustration. Nibot Mortgages Ltd is authorised and regulated by the Financial Services Authority, number: 305887